Secure Your Future With Our Life Insurance Plans
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With over 27,000 agents, we are prepared to serve you.
Life insurance is a simple and affordable way to provide peace of mind for yourself and your loved ones.
Real Clients. Real Stories.
Why Life Insurance Matters
- Financial Protection: Did you know that 40% of Americans have no life insurance? Don't leave your loved ones unprotected in the event of an unexpected tragedy.
- Peace of Mind: Life insurance isn't just about covering funeral expenses; it's about ensuring your family's financial stability and future well-being.
- Legacy Planning: With life insurance, you can leave a lasting legacy for your loved ones, providing them with the resources they need to thrive even in your absence.
Term Life Insurance
Term life insurance covers a predetermined amount of time, typically between 1 – 35 years. The death benefit will be paid if the policy owner passes away within the policy term. It is a cost-effective option for young, growing families or individuals seeking more affordable coverage. There is no guarantee of renewal when the term ends; however, certain term policies may allow for an option to renew.
Return-Of-Premium Term
We offer a compelling Return of Premium (ROP) term insurance policy, which returns all contributed premiums if the insured outlives the term period.
Premium returns can start as early as the second year.
If needed, life insurance protection is in place, and there is a return on premium investments if not.
Indexed Universal Life Insurance
Indexed Universal Life (IUL) is a permanent policy similar to a traditional UL policy through its flexibility of premium and death benefits; however, it also features a higher growth potential through index interest crediting. The policy owner can choose a percentage of the cash value to invest within specified “indexes” (such as the S&P 500 or Nasdaq 100) to increase the chances of more significant returns.
No-Medical-Exam Life Insurance
This simple, affordable life insurance is designed to cover expenses like medical bills and funeral costs (including plot and mortuary expenses). It can help protect your loved ones from future financial burdens. This provides permanent life insurance coverage with flexibility and long-term growth potential.
Up to $250,000 death benefit.
No medical exam or blood work is required.
Fixed Indexed Annuity
With fixed-indexed annuities, premiums are tied to an index and credited similarly to IULs. As with IULs, fixed-indexed annuities offer principal protection and a death benefit, with the possibility for gains contingent upon market performance.
A type of tax-deferred insurance product.
It can be structured to provide income for life, acting as another resource for retirement income.
It protects from market decline with a guaranteed floor.
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Call (714) 476-8531 to schedule an insurance consultation.